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LPG Insurance Claim Process: If you have LPG Gas Connection, then you must read this news. You use a gas cylinder in your home. In such a situation, you need to be very careful in its use. If knowingly or unknowingly in your knowledge any gas cylinder becomes a victim of an accident, then what should be done in such a time? How can the injured in the accident get insurance compensation? Can you claim damages from the oil company? Such questions surround you. But do you know that you get insured while taking LPG connection. This is known as LPG Insurance Cover policy.
Your one small mistake can lead to a big accident. In such a situation, even if an accident happens, then covering it, the government gets an accident cover of Rs 40 lakh on the cylinder. In this news, we are going to give you complete information about this. On taking LPG connection, petroleum companies give personal accident cover to the customer. Financial assistance is provided in case of gas leakage or blast from LPG cylinder. Petroleum companies have a partnership with insurance companies for this insurance.
Up to Rs 50 lakh is insured in LPG Insurance Cover. There is loss of life and property in any accident due to gas cylinder. Along with the gas connection, you get accidental insurance of Rs 40 lakh. In this, in case of death of a person due to cylinder explosion, you can claim up to Rs 50 lakh. If there is damage to the property/house of the customer in this accident, then an insurance claim of up to Rs 2 lakh per accident is available. There is a condition that only the person in whose name the cylinder is named gets the insurance amount. There is no provision to make a nominee in this.
When you go to get a gas cylinder, you should take care of some important things. Whether your insurance is covered or not, do check the expiry date on the gas cylinder. You should always take the cylinder after seeing the expiry date, because it is linked to the expiry date of the insurance cylinder. The benefit of the claim is available only to those people, whose cylinder pipe, gas stove and regulator are of ISI mark.
You can claim insurance through LPG Insurance Scheme. This covers all the accidents of injuries or accidental death due to gas cylinder explosion. Consumers facing any accident due to LPG can claim insurance coverage of up to Rs 40 lakh. You can get complete information by visiting the official website MyLPG.in (https://www.mylpg.in/docs/Public_Liability_Insurance_policies_for_accidents_involvin_LPG.pdf) to claim insurance on LPG cylinders.
You have to report the accident to your distributor and the nearest police station within 30 days of the accident. The customer will have to show a copy of the FIR. Medical receipt, hospital bill, postmortem report and death certificate will have to be presented in case of death along with a copy of the FIR registered in the police station for the claim. The customer need not approach or apply for the claim directly to the insurance company. It is the oil company that files your claim and gives compensation.
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