Friday, February 23rd, 2024

Save money like this by using Rupay Credit Card for UPI payment, you will be shocked to know the savings.

Photo:FILE By using credit card UPI you can save money on daily expenses.

UPI is the most popular medium for online transactions today. To ensure maximum use of UPI, RBI has also linked credit cards to it. With its help, you can easily make UPI payment through credit card also. If you do not even have a RuPay credit card, then you do not need to worry, you can get a virtual RuPay credit card from whichever bank you have a credit card. Nowadays, most of the banks are providing virtual RuPay credit cards through apps.

How to get rewards?

Through UPI payment with credit card, you can save money by getting rewards even on daily expenses. For example, if you have Tata New Infinity HDFC Bank Credit Card, you can easily get up to 2 percent cashback on your daily expenses. Here you get 200 Tata New Coins on spending up to Rs 10,000 and one new coin is equal to one rupee. You can easily use this money for mobile recharge or anywhere else.

Let us tell you, reward points are different for every credit card. In such a situation, your reward may also change according to your card. Apart from this, no reward points are available on the credit card on APS payment, insurance premium payment, EMI, wallet, EMI and rent etc. If you make such payments through credit cards, your cashback or rewards may be reduced.

You can use credit card UPI online

You can use credit card UPI for shopping from online e-commerce websites. Its advantage is that while making payment through credit card UPI, you will not have to give any details nor will you have to enter OTP.

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