New Delhi. Sometimes we need money and we have no one to help us. In such a situation, we remember the banks that if the loan is not taken, then the money should be returned in installments. But this cannot happen. Because taking loan from banks sometimes proves to be a difficult task. There is also a lot of paperwork to be done. Also high-interest is charged by the banks. Personal loan apps prove to be extremely helpful amidst such a financial setup. Through these apps, money is transferred to your account in just 1 hour. Sometimes it happens within minutes. If you also need some people and you want to avoid the rounds of the bank, then here we are giving you information about some such apps.

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Dhani: Medicines, Cards, Credit, Payments & Stocks: You have probably heard about this app. Here you are provided loan. It can be said to be a one-stop-shop for all your financial and healthcare needs. You can avail instant cards from here with a credit limit of up to ₹ 5,00,000. Also, No-EMI loan is also given. You do not have to pay any interest in this. There is no processing fee to be paid in this. Only you have to return this full money after 90 days. It also includes features like Health and Stock. Here you are asked about your income and based on that you are told the loan amount.

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Paytm: This company also recently launched a new service called Instant Personal Loan. Under this, credit service is being given to the common people. It can be used by a person at any time in a year. In this, the application process will be done without any physical document. Paytm This service is built on the K Tech platform, through which it helps banks and NBFCs to complete the process in less than 2 minutes. From here, loans up to Rs 2 lakh are made available to salaried, small business owners and professionals.

MoneyTap – Personal Loan & Credit Line App: This is instant personal loan app. Here you get instant approval for loans up to 5 lakhs. You have to pay interest on the amount you withdraw. This is only for the salaried users. The minimum salary for this should be Rs 30,000 per month. You can choose EMI and Pay Later facility according to you.

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Creditt – instant loan online: From here, users can get an instant personal loan of up to Rs 25,000 through Rs 5,000. People are sensitized in just 30 minutes. Its tenure ranges from 61 days to 90 days. There is no membership fee of any kind.

Note: We recommend that you do your due diligence before entering your information on any app. Sometimes duplicate apps are made and both the information and money of the users are stolen.