All of us must have travelled by train to go from one place to another. Rail travel is convenient and also cheap for people. But while travelling alone in a train, people often fear that their belongings may be stolen. Today we will tell you how you can travel by train without any worries and you will not face theft. Another fear that is building up in the minds of passengers while travelling by train is what are the rules if an accident happens. How much compensation will the victim get or not. Today, through this article, we will know how you can travel without any worries.

How will insurance protect you in case of an accident

If your train catches fire while travelling, then insurance is given by the railways to help the passengers. But you get this insurance only if you have followed the rules. Whenever you book your ticket, an insurance is given by the railways. However, this insurance given by the railways is not mandatory. But if you take the insurance given by the railways, then you have to pay 35 paise. Its benefit is available in any rail accident.

These passengers get the benefit

But this insurance is available only to passengers with confirmed, RSC and part confirmed tickets. Once the insurance is purchased, the passengers are informed by the insurance company through SMS and registered mail ID. After receiving the message from the company, the passengers have to fill in their and nomination details. If no nomination is filled then his/her legal heir gets the compensation amount. Let us tell you that compensation is given to the victim for death and injury in a train accident.

The injured get two lakhs

Let us tell you that under this insurance, passengers are given compensation on the basis of different claims. In this insurance, compensation of ten lakh rupees is given on the basis of death, ten lakh rupees on permanent total disability, 7.5 lakh rupees on permanent partial disability and two lakh rupees on injury.

This is how you can lodge a complaint if your belongings are stolen

If your belongings get stolen while travelling in a train, you can lodge a complaint with the railways. Let us tell you that if your belongings get stolen while travelling in a train and you lodge a complaint and even after that you do not get your belongings back, the railways will give you compensation.

How to complain

If you are travelling by train and your luggage gets stolen, you will have to contact the train conductor, coach attendant, guard or GRP escort. They will give you a form which you will have to fill and submit. As soon as you fill and submit this form, it is sent to the police station for action. Along with this, if you want to complete your journey, you can complete your journey by registering your complaint at any RPF police post of the railway. Let us tell you that according to the rules of Indian Railways, the goods stolen during the train journey are compensated by the railway. The railway counts the luggage and compensates it.

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If a train catches fire or goods get stolen, does the railway give compensation? Know what is written in the rules

How will insurance protect you in case of an accident

These passengers get the benefit

The injured get two lakhs

This is how you can lodge a complaint if your belongings are stolen

How to complain

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